Kiran Asso Pvt. Ltd.

Friday, April 4 2025Source/Contribution by : NJ Publications The recent market turbulence has left many investors feeling anxious, watching their portfolios fluctuate with unsettling volatility. Head...

Friday, Mar 07 2024Source/Contribution by : NJ Publications Demystifying Investment Risk: How to Manage Investment Risk? By: NJ Team Investing is an essential way to grow wealth, build financial se...

Friday, February 14 2025Source/Contribution by : NJ Publications A Unit Linked Insurance Plan (ULIP) is a versatile financial instrument that seamlessly integrates insurance coverage and investment o...

Friday, February 7 2025Source/Contribution by : NJ Publications Investing is an essential way to grow wealth, build financial security, and achieve long-term needs such as retirement, education, or b...

Thursday, January 23 2025Source/Contribution by : NJ Publications We cherish the smiles on our loved ones' faces as they unwrap gifts carefully chosen just for them. But this year, consider going bey...

Friday, January 17 2025Source/Contribution by : NJ Publications "The stock market is filled with individuals who know the price of everything, but the value of nothing." - Philip Fisher This quote b...

Friday, January 10 2025Source/Contribution by : NJ Publications As the New Year is just around the corner, it's the perfect time to leave behind the setbacks of the past year and start fresh with a c...

Friday, January 3 2025Source/Contribution by : NJ Publications Do-It-Yourself (DIY) investing has gained significant popularity in recent years, with more and more individuals taking control of their...

Friday, December 27 2024Source/Contribution by : NJ Publications Geopolitical tensions—whether they stem from military conflicts, trade wars, or political instability—are a recurring feature of the g...

Friday, December 20 2024Source/Contribution by : NJ Publications As we age, our bodies become more susceptible to various health ailments. While the future is unpredictable, we can definitely prepare...

Friday, December 06 2024Source/Contribution by : NJ Publications When it comes to life's significant moments like child education, marriage, retirement, etc., we probably have a plan in place. We eve...

Friday, Nov 15 2024Source/Contribution by : NJ Publications Introduction Living abroad as a Non-Resident Indian (NRI) brings a unique set of experiences. While you're building a life overseas, it's ...

Friday, Nov 8 2024Source/Contribution by : NJ Publications As investors, we are very cautious about the value of our hard-earned money. So, we meticulously evaluate the performance of mutual funds us...

Friday, Oct 18 2024Source/Contribution by : NJ Publications Comprehensive Car Insurance: A Guide to Protecting Your Investment Introduction Comprehensive car insurance is a crucial component of res...

Friday, Oct 11 2024Source/Contribution by : NJ Publications The Investor's Trifecta: Time, Pragmatism, and Pessimism In the dynamic world of investments, where emotions can often cloud judgment, th...

Friday, Oct 04 2024Source/Contribution by : NJ Publications Retail Investor's Dilemma: Should You Dive into Futures & Options Trading? F&O trading is often romanticized as a quick path to ri...

Friday, Sept 27 2024 Source/Contribution by : NJ Publications Season of Monsoon, Mosquitoes & Medical Insurance The monsoon season brings beauty and relief from the heat, it brings a welcome chang...

Friday, Sept 20 2024 Source/Contribution by : NJ Publications Debunking 7 Misconceptions About Investing Investing wisely is not just about knowing what to do; it's also about understanding what not t...

Friday, Sept 13 2024 Source/Contribution by : NJ Publications The saving-spending Dilemma: Are you saving for a luxurious future while neglecting present needs? The concept of saving for the future is...

Friday, Sept 06 2024 Source/Contribution by : NJ Publications Introduction Investing Wisdom from the World of SportsBy: NJ Team Sports and investing might seem like entirely different arenas, but bene...

Friday, July 26 2024 Source/Contribution by : NJ Publications In the evolving landscape of personal finance, mutual funds have emerged as a versatile and accessible investment vehicle for a wide range...

Friday, July 12 2024 Source/Contribution by : NJ Publications Introduction Retirement is considered to be the golden phase in your life. It is that time in your life when you engage in activities you ...

Friday, June 21 2024 Source/Contribution by : NJ Publications Mutual funds are financial intermediaries that enable millions of small and big investors across the country to engage in and benefit from...

Friday, June 15 2024 Source/Contribution by : NJ Publications Whether you are an investor or not, it is pretty certain that you must have heard about the famous Chanakya or his Nitis. Chanakya was not...

Friday, May 17 2024 Source/Contribution by : NJ Publications "I am young, do regular exercises, fit & healthy. Do I need health insurance?" Most of us ponder upon this question when someone talks abou...

Friday, May 10 2024 Source/Contribution by : NJ Publications It is the start of the financial year! It is that time of the year when you upbraid yourself for delegating your tax filing for the last mi...

Friday, May 03 2024 Source/Contribution by : NJ Publications Retirement marks the beginning of the golden years of one’s life, a life marked with relaxation, exploration, and fulfilment, making ...

Friday, Apr 12 2024 Source/Contribution by : NJ Publications Health insurance in the new era is providing you various kinds of coverages, like OPD coverage, worldwide treatment, no claim bonus, etc. T...

Friday, Mar 22 2024 Source/Contribution by : NJ Publications Few years back, we used to go to nearby stores to buy items like clothing, books, gadgets, and other necessities. However, with the emergen...

Friday, Mar 15 2024 Source/Contribution by : NJ Publications “In the rapidly changing world order, India is going ahead as ‘Vishwa Mitra’. India has given hope to the world that we c...

Friday, Mar 1 2024 Source/Contribution by : NJ Publications Health Insurance in India is growing widely and rapidly from the last few years. Recently, there has been some very critical reforms that wi...

Friday, 23 Feb 2024Source/Contribution by : NJ Publications The majority of Indian investors do not have a structured approach to savings and investment. The amount of money saved is determined by the...

Friday,16 Feb 2024Source/Contribution by : NJ Publications Born into a world of constant connectivity and boundless information, Gen Z is navigating adulthood with habits and preferences that set them...

Friday, Feb 2 2024 Source/Contribution by : NJ Publications In major cities, people prefer to travel by train or 2-wheeler even when they own a car to avoid traffic and reduce fuel expenses. However, ...

Friday, Jan 26 2024 Source/Contribution by : NJ Publications Everyone wants to invest in the best-performing asset class every year. But, the thing is, it is nearly impossible to choose the best...

Friday,19 Jan 2024Source/Contribution by : NJ Publications A new year is a fresh beginning - a time when we can reflect on the past and look forward to the future with a fresh perspective and a desire...

Friday, Dec 29 2023 Source/Contribution by : NJ Publications Insurance Policy is an agreement or a legal contract between the insurer, (the insurance company), and the insured or the policyholder /pro...

Friday, Dec 15 2023 Source/Contribution by : NJ Publications In the investment world, few names resonated as profoundly as Charlie Munger, the renowned vice chairman of Berkshire Hathaway and the long...

Thursday, Dec 21 2023 Source/Contribution by : NJ Publications Over the course of time, certain things have proven to be universally true in different situations. With time, such happenings have taken...

Friday, Dec 08 2023 Source/Contribution by : NJ Publications The number of deaths in road crashes in India was at an all-time high in 2022 with fatalities above 1.68 lakh. This is approximately 462 de...

Friday, Dec 01 2023 Source/Contribution by : NJ Publications Investing should be a logical thing and rational thing. Quite often, long-term investing success is more closely linked to our behaviour an...

Friday, Nov 24 2023 Source/Contribution by : NJ Publications Financial behaviour and financial decision-making are two closely related aspects of an individual’s financial well-being. The impact...

Friday, Nov 17 2023 Source/Contribution by : NJ Publications Today we live in a fast-paced, stress-filled life and we are knowingly and unknowingly exposed to many risks to life, health and property. ...

Friday, Nov 10 2023 Source/Contribution by : NJ Publications In today's fast-paced world, managing personal finances can be a challenging task. Whether you are seeking professional guidance or prefer ...

Friday, Nov 3 2023 Source/Contribution by : NJ Publications Insurance is the cornerstone of financial security, offering individuals a safety net against life's uncertainties. At its core, insurance i...

Friday, Oct 27 2023 Source/Contribution by : NJ Publications In the world of investing, the pursuit of wealth comes hand in hand with the need for effective risk management. As investors navigate the ...

Friday, Oct 20 2023 Source/Contribution by : NJ Publications The equity markets have had an impressive run after the pandemic in India. The Indian economy has shown tremendous resilience and strong fu...

Friday, Sept 13 2023 Source/Contribution by : NJ Publications If you are an experienced Indian investor in equity markets, you know that investing is a long-term game. It takes discipline, patience, a...

Friday, Oct 6 2023 Source/Contribution by : NJ Publications Health insurance has always acted as a crucial safety net, giving people and families access to financial security against unanticipated med...

Friday, Sept 25 2023 Source/Contribution by : NJ Publications Have we reached all of the goals that we've set for ourselves in life? Leaving other goals aside, let's talk about our growing list of fin...

Friday, Sept 22 2023Source/Contribution by : NJ Publications In this fast-paced world, where time is precious and financial responsibilities grow with each passing day, finding an investment approach ...

Friday, Sept 15 2023 Source/Contribution by : NJ Publications Are you unhappy with your current health insurance company or plan? Do you find other health insurance plans to offer a comprehensive scop...

Friday, Sept 08 2023 Source/Contribution by : NJ Publications Systematic investment plans (SIPs), today, are one of the most popular ways to invest in mutual funds. It is often used for making recurri...

Friday, Sept 01 2023 Source/Contribution by : NJ Publications We all make efforts to plan our investments, yet we often get dismayed if our expectations aren't met. We may encounter nervousness and lo...

Thursday, Aug 24 2023 Source/Contribution by : NJ Publications In today’s world, most people have a sedentary lifestyle with unhealthy dietary habits. Nowadays, we are even more prone to diseases caus...

Friday, Aug 18 2023 Source/Contribution by : NJ Publications The one thing that keeps most people awake at night is not a lumpy mattress or bad dreams. It’s the Big Debt!  Living a debt-free lifestyle...

Friday, Aug 11 2023 Source/Contribution by : NJ Publications "A father is a banker provided by nature." When we were kids, we often saw our fathers doing the best in terms of managing the finances and...

Friday, Aug 04 2023 Source/Contribution by : NJ Publications As the proverb goes, "Health is Wealth", taking care of your health and the health of your family members is crucial. With the rising expen...

Friday, July 28 2023 Source/Contribution by : NJ Publications Do you love to have junk food and want to have it every day? But practically, you cannot have it daily because it can never grab all the n...

Friday, July 21 2023Source/Contribution by : NJ Publications A month has already passed since the start of the new financial year (FY). When it comes to any matter involving finances, accounts, and ta...

Friday, July 14 2023 Source/Contribution by : NJ Publications People generally assume that because they have a health insurance policy (HI), they would not require personal accident insurance as HI co...

Friday, July 07 2023 Source/Contribution by : NJ Publications Indians are reputed to hold around 9-11% of the total physical gold in the world. It is estimated that more than 75% of Indian households ...

Friday, June 30 2023 Source/Contribution by : NJ Publications Every time the Indian markets, a specific stock, or a sector reaches a new milestone, a new notification from the media appears on our mob...

Friday, June 23 2023 Source/Contribution by : NJ Publications Insurance is an agreement between the insurer and the insured (policyholder). This agreement is based on the information the insured provi...

Friday, June 09 2023 Source/Contribution by : NJ Publications Are you the one who used piggy banks in your childhood to store all the money gifted to you by your relatives? Do you also remember gettin...

Friday, June 09 2023Source/Contribution by : NJ Publications Investing is a risk-versus-reward game. Where some have made millions, many more have lost. What are the characteristics that differentiate...

Friday, May 19 2023 Source/Contribution by : NJ Publications Having a basic health insurance policy is a great start to protect yourself from rising hospitalization costs and receive hassle-free, time...

Friday, May 12 2023 Source/Contribution by : NJ Publications The Big Picture: Every year, the union budget is one of the most keenly watched events in the country. This year, the first budget of “Amri...

Friday, May 05 2023 Source/Contribution by : NJ Publications “Successful Investing is managing risk, not avoiding it.”  Benjamin Graham, the father of value investing might have said this decades ago,...

Friday, April 15 2023 Source/Contribution by : NJ Publications The world has become a smaller place. Today, be it education, career, business or leisure /holidays, the national boundaries have blurred...

Friday, April 07 2023 Source/Contribution by : NJ Publications Even though the COVID-19 global pandemic began more than two years ago, we are still feeling the effects and disruptions in our lives. If...

Friday, February 24 2023 Source/Contribution by : NJ Publications Saving and investing is a big part of your financial plans. Sometimes, even planning for your cash outflows becomes a vital component ...

Friday, February 17 2023 Source/Contribution by : NJ Publications Uncertainty is omnipresent today and we live in a world full of uncertainties around us. We never know what will happen in the next ho...

Friday, February 10 2023 Source/Contribution by : NJ Publications We all have dreams and aspirations, especially when we are young. Be it an early retirement or palatial home or a big car. Unfortunate...

Friday, February 3 2023 Source/Contribution by : NJ Publications Have you wondered why your fund seems to have delivered fantastic returns and yet your returns have been on the lower side? Well you ar...

Monday, January 30 2023 Source/Contribution by : NJ Publications A Health Insurance is a must today. Every individual and family must be protected against the very probable risks to our health. The re...

Friday, January 20 2023 Source/Contribution by : NJ Publications As you grow in life your needs and wants also grow. When you get your annual salary increment, the first thought always tends to be abo...

Friday, January 20 2023 Source/Contribution by : NJ Publications Setting financial goals is the most important aspect that every person should think of. It is an important step towards becoming financ...

Thursday, Oct 06 2022, Source/Contribution By : NJ Publications By: Mr Vishal Baxi, NJ Wealth Partner, Surat Ring-Road Branch. In a world that believes in manifestation, higher power and superstitio...

Monday, June 20 2022Source/Contribution by : NJ Publications As investors most of us feel that creating wealth requires an active approach on our part. Frequent portfolio churning, be it stocks or mut...

Monday, June 20 2022, Contributed By: NJ Publications Reading is a best way to enrich yourself and achieve greater success as an individual and as a professional. For the profession of financial advis...

Monday, May 02 2022Source/Contribution by : NJ Publications You will be tempted to eat all the laddoos if they are lying in your plate in front of you. Likewise the extra money or year end bonus in ou...

Monday, May 02 2022Source/Contribution by : NJ Publications Amrita, during her graduation days had read a book, which centered on the life and struggles of a girl from Istanbul, who is also a single m...

Monday, April 18 2022Source/Contribution by : NJ Publications Intelligence is a word that people love when added to their name. It is a common belief that a person with high IQ is likely to succeed in...

Saturday, April 16 2022Source/Contribution by : NJ Publications As informed investors, we should be familiar with the different investment routes or facility of investing offered by mutual funds. You ...

Thursday, March 10 2022Source/Contribution by : NJ Publications The pandemic has come as a wake-up call for many of us. People are now giving a lot more priority to the quality of life, living and not...

Thursday, March 10, 2022 Source/Contribution by : NJ Publications "Do not be feverish about success, if your aim is clear and you have the patience to move towards it, nature will support you" - Sri ...

Monday, February 07 2022Source/Contribution by : NJ Publications India is a blessed land where gurus have preached the path of self-realisation and enlightenment for aeons. Lord Budhha, the revered fo...

Monday, February 07 2022Source/Contribution by : NJ Publications “We all need people who will give us feedback. That's how we improve.” - Bill Gates Ashima & Apoorv Sahni, are married since three ...

Friday, January 07 2022Source/Contribution by : NJ Publications Sometimes it is good to have some mental laws framed in our minds. These laws when practiced in our lives has the power to influence our...

Friday, January 07 2022Source/Contribution by : NJ Publications Learning is a never ending process. We learn all our lives, in the form of formal education, practical education, experiences and life l...

Wednesday, December 15 2021Source/Contribution by : NJ Publications The title of the article may sound like a chapter from a psychology book. But hardly is it academic in nature. This time around, we ...

Wednesday, December 15 2021, Contributed By: NJ Publications Having a Client Centric Approach is indisputable for running a successful advisory business. Client Centric Approach can be broken down int...

Monday, Nov 08 2021Source/Contribution by : NJ Publications Budgeting is simply creating a plan to spend your money. This plan is the “budget” which allows you to determine in advance how much will yo...

Monday, November 08 2021Source/Contribution by : NJ Publications A common mistake that we all commit is we try to sell our product, and not what the customer wants to buy. In advisory business, positi...

We live in a dynamic, evolving, uncertain world. The investment landscape is too constantly changing with uncertainty being omnipresent. The wisdom to know what to do and how to act in the face of thi...

Monday, Oct 11 2021Source/Contribution by : NJ Publications The growth of a business is generally measured in terms of its sales growth, sales of a business depends upon the end user, the customer. So...

Thursday, September 9 2021Source/Contribution by : NJ Publications The advisor is always on the rampage to sell his products. And he employs various innovative techniques to increase his sales. He adv...

Thursday, Sept 09 2021Source/Contribution by : NJ Publications The Covid-19 pandemic has led to a vivid change in people's attitude. With time spent at home and the growing uncertainty of life, people...

Wednesday, Aug 04 2021Source/Contribution by : NJ Publications Mutual fund often carry the line “past performance is not indicative of future returns”. We all know that investing in mutual funds purel...